Debt


Guide to Bankruptcy


Bankruptcy is a legal process in which an individual becomes insolvent or in other words, cannot repay debts owed to creditors and is often imposed on the individual by a one or more of their creditors seeing no alternative to getting money owed back through the sale of almost... [Continue reading]

Debt


Guide to Consumer Debt – Utilities


Here at Your Saving Angels, we are committed to giving you the best possible information and this includes advising our readers that they should always seek independent advice, particularly on financial matters. Independent advice is always available through the Benefits Agency,... [Continue reading]

Debt


Dealing with Debt Problems


The problem with debt, for the most part is that at its worse it seems insurmountable, hat there’s no way out and it’ll never end. However, there’s no debt problem that can’t be solved. It might not be easy or quick, but there are ways to deal with debt problems. The... [Continue reading]

Debt


Individual Voluntary Arrangements (IVA’s)


When you are looking to avoid bankruptcy, an IVA is the next best solution for many. As the title indicates, it’s a voluntary agreement between you and your creditors and although it can be complicated and expensive to establish, its preferential to many over losing their... [Continue reading]

Debt


Pre Paid Cards: Advantages or Disadvantages


Pre Paid cards have been around for a few years now, but their not advertised greatly or appear to be an option for many. Like any form of payment, they have both their advantages and disadvantages. The Ronseal of the payment world, a Pre-Paid card is exactly what it sounds... [Continue reading]